Tuesday, April 21, 2020

Writing Resume Responsibilities - What Should I Put?

Writing Resume Responsibilities - What Should I Put?To find out if you should write a resume in the resume Responsibilities column, you need to know what your resume Responsibilities are. There are hundreds of positions on your resume. You must know what is on your resume to figure out how to write a resume in the Responsibilities column. This way, you will know that you are fully prepared to impress your prospective employer, whether he or she is hiring full-time or part-time.First, think about what you want to say in your resume. If you want a job, then put a heading of 'Job' on your resume. On the other hand, if you want to promote yourself, put a heading of 'Promotion'Manager' on your resume. Either way, you have to put your information in the right format.First, keep your resume in order. Don't leave any section of your resume out. Put the information you want to be found on your resume in the correct sections.Use headings and subheadings appropriately. As an example, the name o f your position is usually stated in your title and on the first page of your resume. Also, don't put it all at the bottom of your resume.Headings are really important, as they should be able to stand on their own. It would be very awkward to put headings together, if they don't match.Subheadings are used to link back to the headings. They should always be accurate. If the subheading is the only thing your prospective employer will see, it might be better to skip the subheading altogether.As you can see, the headings and subheadings are important. Writing resumes in the Responsibilities column is actually just like writing a resume, except it is part of your job-search process.

Thursday, April 16, 2020

Whats a Good Salary Science Has Found the Perfect Number

What's a Good Salary Science Has Found the Perfect Number You might think your life would be better if you just had a bigger paycheck â€" but science finds that’s not necessarily true. A study published last year found that once you make around $200,000, having more money won’t make you any happier. While this isn’t exactly peanuts â€" it’s nearly four times the 2015 U.S. median household income of $55,775 (according to Census data) â€" it’s not quite Scrooge McDuck piles of money, either. The trick is hitting your optimal income by the time you hit 40. If you have a college degree, you can expect your income to climb sharply through your 20s and continue to rise at a slower rate once you hit your 30s, according to career expert Penelope Trunk. But after you hit 40, you essentially hit a pay ceiling that lasts for the remaining 25 years of your career, an analysis of data from PayScale.com has found. Raises workers get after 40 are often barely enough to keep up with inflation. But don’t panic if you’re nowhere near $200,000 â€" or, for that matter, if 40 came and went some time ago. As it turns out, $200,000 is actually the outer edge of the money-happiness connection. In fact, the researchers found that the “wealth benefit” â€" a sort of happiness buffer that protects people from negative emotions â€" begins to taper off at an annual income of around $80,000. A separate study of whether or not money can really buy happiness came to a remarkably similar conclusion. They found that although how satisfied you are correlates with how much money you make all the way up the income spectrum, the influence that earnings have on happiness â€" that is, the emotions you experience on a day-to-day basis â€" peters out after your annual income hits about $75,000. “We conclude that high income buys life satisfaction but not happiness,” the authors wrote. “Health, care giving, loneliness, and smoking are relatively stronger predictors of daily emotions.” Not, that is, how much you make. What’s more, scientists have also discovered ways that you can elevate your happiness quotient by tackling a few factors that are under your direct control. 1. Adjust your expectations. People who think they’re rich â€" and who spend accordingly â€" can sometimes do more harm than good to their well-being. In a 2015 study, researchers found that the prospect of a “pleasant but ordinary” vacation couldn’t hold the interest of people who traveled a lot. “Wonderful life events might provide high comparison standards to which people could specifically contrast their more mundane present experiences,” the authors theorized. In other words, if you’re expecting a T-bone steak or a big banana split, a hamburger patty or scoop of vanilla ice cream is going to seem kind of blah by comparison. Sonja Lyubomirsky, psychology professor at the University of California Riverside, explained it this way to the Wall Street Journal: “If you have a rise in income, it gives you a boost, but then your aspirations rise too. Maybe you buy a bigger home in a new neighborhood, and so your neighbors are richer, and you start wanting even more.” 2. Get a handle on your debt. Another often-overlooked variable that can affect your happiness regardless of your income is how much debt you have â€" and what kind it is. “Low levels of debt are common and can be used for instrumental purposes of purchasing necessities such as a car,” wrote Louis Tay, an assistant professor of psychological sciences at Purdue University, in a recent study. “By contrast, inordinate levels of debt that are not manageable can consume one’s life and attention.” The findings suggest that some kinds of debt are worse than others. Credit card debt can be problematic, for instance. “It does suggest that there are different types of debt and not all debt is necessarily ‘bad’ for well-being,” Tay said. And although earning more mitigates the stress of having debt, it doesn’t totally eliminate it â€" especially if you’re living beyond your means. 3. Distract yourself. Finally, your well-being might improve if you can manage to focus less on money. Hal Hershfield, an associate professor at the Anderson School of Management at the University of California Los Angeles, found that about two-thirds of people, when asked if they would rather have more time or more money, picked money. But here’s the interesting thing, he noted: “The people who chose time over money were happier.” They were more satisfied with their lives, he explained, and they experienced “greater well-being” â€" a finding that held regardless of age, income and other variables. He theorized that this could be because people who would rather have more time place a greater priority on their enjoyment. “When you ask them what they wanted to do with that extra resource, it was things they wanted to do, rather than things they needed to do,” he said. And that might just be the key to being happier â€" regardless of how much you make.

Saturday, April 11, 2020

Retirement Planning What You Need To Know - Work It Daily

Retirement Planning What You Need To Know - Work It Daily The recession has caused a shift in how employers will handle benefits for their employees. Temporary workers are becoming permanent fixtures, making for a workforce that constantly rotates without the benefits that come with full-time employment. One of the biggest changes is occurring in retirement planning. Increasingly, employees are being asked to bear more of the weight of their retirement. What's Defined Contribution? When an employee enters into a defined contribution plan, the employer stipulates up front how much of the burden of your retirement they will share. In some ways, employees have more freedom of where and how their money is invested. For those who understand long term investment strategies, this is actually a kind of benefit. The risk comes into play when the assets that are part of the employee’s retirement portfolio drop in performance. This means that retirement planning now requires more attention on the part of the employee, and that anything less than careful management of your portfolio could lead to dire financial straits. Employment Facts The May 2013 employment numbers are in from the Bureau of Labor Statistics, and the situation is largely unchanged, except when you consider the rise in professional and business service jobs. The second largest increase occurred in the IT and technology sector, an increase of roughly 6,000 jobs. The largest change? Temporary workers made up 45.6% of the increase in professional jobs (That’s 26,000 temporary workers), pointing to an obvious shift in how worker benefits are dealt with. That leaves 31,000 workers added to the professional workforce, which is only a small fraction of the entire labor market. With a defined contribution plan, these new workers will have to adjust how they view their retirement. Higher medical costs coupled with mandated healthcare means that workers will increasingly bear the burden of long-term care. The solution is careful retirement planning. What You Can Do No matter your age, there are steps you can take right now to help plan for retirement. Use a retirement calculator and run some realistic numbers. Depending on your age, and your employment status, you might not get to climb to Macchu Picchu, but you can still live a fulfilling life. Create a list of the essentials, the things you need in order to feel well about retirement: A house that’s paid off Children that have settled their student loans A working car (or other method of transportation) Money for food, bills, and trips How do you put a price tag on all of these items? The solution, analysts say, is to put away enough to replace 70-100 percent of your income when you retire. A 48 year old with $5,000 or less in the bank can earn well over $200,000 by the time he or she hits 70. That’s enough money to stop working for at least five years, or to use for trips to help ease the burdens of aging. Each person’s retirement goals are different, and not everyone can afford to put away $400 each month. Find the number that’s right for you, cut back on your “guilty pleasure” and work toward your future. Photo Credit: Shutterstock Have you joined our career growth club?Join Us Today!